Miserliness could be a real misfortune for conditioned souls in this ephemeral world. A miserly person would not utilize the human form of life to resolve the actual problems of life – namely, disease, old age, birth, and death. Brhad-aranyaka Upanishad asserts that a miser would die like cats and dogs, devoid of self-realization. What is the use of being a miser?

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